Now Accepting the Canadian Dental Care Plan
We are thrilled to announce that Blue Heron Dental Centre is now accepting the Canadian Dental Care Plan (CDCP) in London, Ontario! This federal initiative aims to make dental care more accessible and affordable for Canadians. Here’s a comprehensive look at the plan, its benefits, and how you can determine your eligibility.
What is the Canadian Dental Care Plan?
The Canadian Dental Care Plan (CDCP) is a federal government program designed to ease financial barriers to oral health care. It offers substantial coverage for a variety of dental services to Canadian residents who do not have private dental insurance and have an adjusted family net income of less than $90,000 per year. The CDCP is particularly beneficial for families, seniors, and individuals with disabilities (Canadian Dental Association) (Canadian Dental Association).
Benefits of the Canadian Dental Care Plan at Blue Heron Dental Centre
1. Extensive Coverage:
The CDCP covers a wide range of dental services including preventive services (scaling, polishing, fluoride), diagnostic services (examinations, X-rays), restorative services (fillings), endodontic services (root canals), prosthodontic services (dentures), periodontal services (deep scaling), and oral surgery (extractions). This ensures that you can receive comprehensive dental care at a reduced cost.
2. Financial Relief:
The CDCP covers dental services based on individual criteria, including family income. If your office uses the Ontario Dental Association (ODA) fee guide, there may be out-of-pocket expenses for patients. Let’s explore this further:
Income Levels and Co-Payments:
1. Income Range: Families earning between $70,000 and $79,999.
- Co-Payment: 40% of the CDCP fee guide.
- Patient Payment: 40% of the CDCP fee + difference to match the ODA fee guide
2. Income Range: Families earning between $80,000 and $89,999.
- Co-Payment: 60% of the CDCP fee guide.
- Patient Payment: 60% of the CDCP fee + difference to match the ODA fee guide.
3. Income Range: Families earning below $70,000 (covered at 100% of CDCP fee guide).
- Patient Payment: Only the difference between the CDCP fee guide and the ODA fee guide.
This structure ensures that while the CDCP provides significant coverage, patients might still have some out-of-pocket expenses if the dentist's fees exceed the CDCP fee guide rates
3. Accessibility:
By participating in the CDCP, Blue Heron Dental Centre can provide essential dental services to a broader section of the community in London, Ontario, ensuring that more individuals can access the care they need without financial strain.
4. Improved Oral Health:
Regular dental visits are crucial for maintaining good oral health. The CDCP encourages more frequent visits by reducing the cost barrier, helping prevent serious dental issues and promoting overall health.
Eligibility for the Canadian Dental Care Plan
To qualify for the CDCP, you must meet the following criteria:
- Income: An adjusted family net income of less than $90,000.
- Insurance Status: No access to dental insurance through employment, a family member, or a private plan. However, those with coverage through government social programs may still qualify if they meet all other criteria.
- Residency and Tax Filing: Must be a Canadian resident for tax purposes and have filed a tax return in the previous year.
The plan will be rolled out in phases:
- Seniors aged 87 and above: Enrollment began in December 2023.
- Seniors aged 77 to 86: Enrollment in January 2024.
- Seniors aged 72 to 76: Enrollment in February 2024.
- Seniors aged 65 to 71: Enrollment in May 2024.
- Adults with a Disability Tax Credit certificate and children under 18: Enrollment in June 2024.
- All other eligible residents: Enrollment starting in 2025.
How to Apply
To apply for the CDCP, follow these steps:
- Check Eligibility: Visit the official Canadian Dental Care Plan website or contact Blue Heron Dental Centre for assistance.
- Gather Documentation: Ensure you have your Social Insurance Number, proof of income, and tax return information ready.
- Submit Your Application: Applications are made to Service Canada. Eligible individuals will receive a personalized application code and can apply online or by phone.
- Receive Confirmation: Once approved, you will receive a welcome package from Sun Life, including your CDCP card and coverage details.
Conclusion
Blue Heron Dental Centre is proud to support the Canadian Dental Care Plan, ensuring that more members of our community in London, Ontario, can access affordable dental care. If you have any questions or need assistance with the application process, please contact us. We look forward to helping you achieve and maintain a healthy, beautiful smile!